|
Robert,
Here in AZ, we have uninsured and underinsured motorists premiums. So....like I said.....I am already paying for the SOBs that are driving around without insurance. Likewise, I carry full coverage (comp and collision) on both vehicles....and I know that those rates are determined based on where you live, accidents within an X mile radius of your house, etc. So I am paying for the freeloaders there as well.
So...I understand all about the extra insurance I am paying....which is why I asked what difference does it make?
Now....answer me this....why do I HAVE TO have a dog license for my dog (who lives in my back yard unless I take him Jeepin' out on BLM land) but my neighbor who has a cat does NOT have to have a license for the pretty little kitty that roams the neighborhood, and ****ting in the flower planters? Seems like there is something wrong there too! LOL
|