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You take the bigger check, do it for awhile, build up a nice nest egg, then go do what you want to do for the rest of your time until you retire.
That way you have a nice cushion to work with in case things go to crap somewhere in the middle there.
(I am not nor have I ever been in the military, so maybe my opinion won't count, but that's the way I'd do things, if I were looking at your situation.)
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